What can be recovered: Overpayments of utility invoices and bills Un-authorised credit/debit card deductions If someone owes you money and you can prove it with copies of overpayment by cheques or bankers draft then you have a legitimate claim.   What you definately need Proof that the overpayment exists - copys of your overpayments, invoices or bills and credit/debit card payment slips, bank account statements showing overpayment. It is also helpful to have a reliable witness. If in doubt - ask us.   What we can do for you small-claims-debt will contact your debtor prompting them for payment, we help them to satisfy the outstanding debt, we present a convincing argument for paying up before court action becomes inevitable. In the unlikely event that our efforts fail then we save you the often time consuming and bothersome effort of preparing court documents as required and submitting same to court in a truly professional manner for an eventual court hearing.   What it will cost you We do not hide our fees with promises of being awarded the entire amount. We charge a commision of 12% minus our administration charge on the recovered debt. See our costs example for a typical case. The court fees that are returned to you . usually awarded by the district judge or magistrate are unaffected. Please do not forget that when proceedings are issued the relevant Court fees must be paid in advance plus a small fee to small-claims-debt (UK) Ltd for the filing of the documents at the Court - Upon a successful conclusion these are always awarded as an additional sum charged to the defendant. Please see Court Fees & Costs for the scale of fees   Debt Recovery To instruct us to begin the speedy recovery of your outstanding debt simply click on to the submit button here: